Jaguar S-Type Insurance Quotes in Fort Worth

  1. Home
  2. >
  3. Vehicles
  4. >
  5. Jaguar S-Type

Discount Jaguar S-Type insuranceIf you want to save money, the best way to find cheaper auto insurance rates is to make a habit of comparing prices annually from different companies in Fort Worth.

  • Step 1: Get an understanding of how auto insurance works and the things you can control to prevent expensive coverage. Many rating factors that increase rates such as traffic violations and a not-so-good credit rating can be rectified by making minor changes to your lifestyle. Continue reading for additional ideas to help prevent expensive coverage and find additional discounts.
  • Step 2: Obtain price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can only provide price estimates from one company like Progressive or Farmers Insurance, while independent agencies can provide prices from many different companies.
  • Step 3: Compare the new rate quotes to your existing policy to see if a cheaper price is available. If you find a lower rate quote and switch companies, verify that coverage does not lapse between policies.
  • Step 4: Give notification to your current company of your intent to cancel the current policy. Submit payment and a completed application to the new company. Once the paperwork is finalized, safely store the proof of insurance paperwork along with your vehicle registration.

A key point to remember is that you'll want to compare the same coverage limits and deductibles on every price quote and and to compare as many companies as feasibly possible. Doing this enables a fair rate comparison and many rates to choose from.

A recent car insurance study discovered that a large majority of consumers have been with the same company for a minimum of four years, and practically 40% of car insurance customers have never compared car insurance rates at all. Fort Worth drivers can save 70% each year by just comparing rate quotes, but most just don't grasp how much savings they would realize if they moved their coverage to a different company.

Buying affordable auto insurance in Fort Worth is actually not that difficult if you follow our advice. If you are already insured, you stand a good chance to be able to get lower rates using the ideas presented in this article. You just have to use the most efficient way to shop on the web.

Best companies for Jaguar S-Type insurance

The companies in the list below have been selected to offer free rate quotes in Texas. If multiple companies are listed, we recommend you get prices from several of them to get the best price comparison.

How You Can Control Jaguar S-Type Insurance Rates

When buying car insurance it's important to understand some of the factors that play a part in calculating the level of your policy premiums. If you know what determines base rates, this allows you to make good choices that will entitle you to big savings. Many things are part of the equation when you get your auto insurance bill. A few of the factors are predictable such as traffic violations, but some are less obvious like your continuous coverage or your vehicle rating.

Shown below are a few of the "ingredients" used by companies to determine your rates.

  • Lower car insurance rates with uninterrupted coverage - Having a lapse in insurance coverage can be a guaranteed way to increase your rates. Not only will you pay more, not being able to provide proof of insurance will get you fines and jail time.
  • Theft deterrents save - Owning a car that has a built-in theft deterrent system can help bring down rates. Anti-theft devices such as tamper alarm systems, vehicle immobilizer technology and General Motors OnStar help track and prevent vehicle theft.
  • Drive a safer car and pay less - Cars with high safety ratings can get you lower premiums. Safe vehicles protect occupants better and reduced instances of injuries translates into fewer and smaller insurance claims and thus lower rates.
  • Your age impacts your prices - Teenage drivers in Texas are statistically proven to be more careless when driving with friends so car insurance rates are higher. If you've ever had to add a teen driver to your policy will cause a huge premium hike. Mature drivers are proven to be safer behind the wheel, statistically cause fewer accidents, and are generally more financially stable.
  • Where you live plays a part - Choosing to live in a rural area is a positive aspect when trying to find low car insurance rates. People in densely populated areas have more traffic problems and longer commutes to work. Fewer drivers and short commutes means less chance of accidents as well as less vandalism and auto theft.
  • Drivers with responsible credit save - Having a good credit history will be a significant factor in determining what you pay. People with excellent credit tend to file fewer claims and have better driving records than those with lower credit scores. Therefore, if your credit is not that good, you may save money insuring your Jaguar S-Type by spending a little time repairing your credit.

Discounts can help save money on Jaguar S-Type insurance in Fort Worth

Auto insurance is neither fun to buy or cheap, but you may be missing some discounts that you may not even be aware of. Certain credits will be shown at the time you complete a quote, but some must be requested specifically prior to getting the savings.Cheaper auto insurance with discounts

  • Policy Bundle Discount - If you can bundle your home and auto insurance and place coverage with the same company you could get a discount of over 10 percent off each policy depending on the company.
  • Theft Deterrent - Vehicles that have factory alarm systems and tracking devices are less likely to be stolen and will qualify for a discount on a Fort Worth car insurance quote.
  • Discount for Good Grades - A discount for being a good student can be rewarded with saving of up to 25%. You can use this discount normally well after school through age 25.
  • Life Insurance - Some auto insurance companies give a break if you buy auto and life insurance together.
  • Passenger Safety Discount - Factory air bags or automatic seat belts may earn rate discounts of up to 25% or more.
  • Braking Control Discount - Cars, trucks, and SUVs that have anti-lock braking systems can avoid accidents so you can save 10 percent or more.
  • Driver Training Discounts - Taking time to complete a course that instructs on driving safety could save 5% or more and easily recoup the cost of the course.
  • Discount for Low Mileage - Maintaining low annual mileage can qualify you for substantially lower auto insurance rates.
  • One Accident Forgiven - Not a discount per se, but companies like GEICO, Allstate and Liberty Mutual permit an accident without raising rates if you are claim-free for a certain period of time.

As a footnote on discounts, most discount credits are not given to the whole policy. Some only apply to the price of certain insurance coverages like collision or personal injury protection. So even though they make it sound like all the discounts add up to a free policy, you aren't that lucky.

Companies and their offered discounts include:

  • Progressive has savings for homeowner, online quote discount, online signing, multi-vehicle, good student, continuous coverage, and multi-policy.
  • AAA includes discounts for anti-theft, multi-policy, good student, AAA membership discount, multi-car, education and occupation, and pay-in-full.
  • Farmers Insurance policyholders can earn discounts including business and professional, mature driver, homeowner, distant student, teen driver, bundle discounts, and multi-car.
  • GEICO may have discounts that include daytime running lights, federal employee, good student, anti-lock brakes, anti-theft, and driver training.
  • Esurance offers discounts including emergency road assistance, good driver, Switch & Save, safety device, DriveSense, multi-policy, and homeowner.
  • SAFECO discounts include anti-theft, homeowner, teen safety rewards, multi-car, drive less, and safe driver.
  • State Farm may offer discounts for defensive driving training, Drive Safe & Save, passive restraint, safe vehicle, good driver, driver's education, and accident-free.

Double check with all the companies how you can save money. Savings might not be available to policyholders everywhere. To locate companies who offer discounts in Texas, click this link.

Can't I compare rate quotes from local Fort Worth insurance agencies?

Certain consumers would prefer to talk to a local agent and we recommend doing that Good agents are trained risk managers and give you someone to call. The biggest benefit of price shopping on the web is you may find the lowest rates but also keep your business local.

Insurance agency in Fort WorthOnce you complete this short form, your information is submitted to local insurance agents in Fort Worth who can give free rate quotes for your auto insurance coverage. It's much easier because you don't need to find an agent on your own due to the fact that quote results will go directly to you. If you have a need to quote rates from a specific insurance company, you can always jump over to their website to submit a rate quote request.

Finding the right insurer requires more thought than just a cheap quote. Ask your prospective agent these questions:

  • Can glass claims be handled at your home?
  • Which family members are covered?
  • Are they properly licensed to sell insurance in Texas?
  • Are they involved in claim handling?
  • What are the financial ratings for the companies they represent?

If you are wanting to find a good Fort Worth insurance agent, it's important to understand the types of agencies and how they operate. Auto insurance agents in Fort Worth can be categorized as either independent or exclusive. Both types of agents can insure your vehicles properly, but it's good to learn the difference in how they write coverage since it may influence which agent you choose.

Exclusive Agencies

These type of agents work for only one company such as Farmers Insurance, Allstate, or State Farm. These agents are not able to compare rates from other companies so you might not find the best rates. Exclusive agencies receive a lot of sales training on what they offer which aids in selling service over price.

Below are Fort Worth exclusive insurance agents willing to provide comparison quotes.

Jerry Yowell - State Farm Insurance Agent
4900 Overton Ridge Blvd Ste 211 - Fort Worth, TX 76132 - (817) 292-5775 - View Map


8651 John T White Rd #103 - Fort Worth, TX 76120 - (817) 795-1196 - View Map


1205 N Main St - Fort Worth, TX 76164 - (817) 740-1508 - View Map

More Fort Worth agents

Independent Agents

Independent agencies can quote rates with many companies so they have the ability to put coverage with any number of different companies and find the cheapest auto insurance rates. If they quote lower rates, they simply switch companies in-house which is easy for the insured.

If you are trying to find cheaper rates, it's a good idea to get some free quotes from at a minimum one independent agency to have the best price comparison.

Below is a list of independent agencies in Fort Worth who can help you get price quote information.


3559 Williams Rd Suite 110 - Fort Worth, TX 76116 - (817) 370-0125 - View Map


2740 Western Center Blvd #504 - Fort Worth, TX 76131 - (817) 232-1580 - View Map


11751 Alta Vista Rd Ste 401 - Fort Worth, TX 76244 - (817) 533-8027 - View Map

More Fort Worth agents

After talking to the agent and getting reasonable responses to your questions and an acceptable price quote, it's possible that you found an insurance agent that meets the requirements to insure your vehicles.

When should I discuss my situation with an agent?

Always remember that when buying coverage for your vehicles, there really isn't a single plan that fits everyone. Your needs are not the same as everyone else's.Auto insurance savings

For instance, these questions may help you determine if your situation would benefit from an agent's advice.

  • When do I need to add a new car to my policy?
  • What is the ISO rating for a Jaguar S-Type?
  • Does insurance cover tools stolen from my truck?
  • Are my friends covered when driving my car?
  • What states are considered no-fault?
  • Who sells insurance for high-risk drivers?
  • Am I covered if I hit a deer?
  • Do I have coverage when making deliveries for my home business?
  • Does my policy cover my teen driver if they drive my company car?
  • Should I buy full coverage?

If you can't answer these questions, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form. It is quick, free and can help protect your family.

Do the work, save more money

We just showed you a lot of ways to shop for Jaguar S-Type insurance online. The key concept to understand is the more times you quote, the higher the chance of saving money. You may even find the best rates are with the least-expected company.

Cheap Jaguar S-Type insurance in Fort Worth is definitely available on the web and also from your neighborhood Fort Worth agents, and you should be comparing both to get a complete price analysis. Some insurance companies do not provide online rate quotes and most of the time these small, regional companies sell through independent agencies.

People switch companies for many reasons like being labeled a high risk driver, questionable increases in premium, policy non-renewal or policy cancellation. Regardless of your reason for switching companies, choosing a new company can be easy and end up saving you some money.

More information