The make and model of vehicle you are trying to insure is one of the main factors when shopping for cheap car insurance for nurses. Vehicles with lower acceleration and performance, advanced safety features, or a positive history of liability claims will cost quite a bit less to insure than high performance models. The data below estimates insurance costs for a number of the cheaper vehicles to insure in Texas.
|Make, Model, and Trim Level||Estimated Cost for Full Coverage|
|Hyundai Elantra SE Touring Station Wagon||$999|
|Honda CR-V EX 2WD||$1,040|
|Ford Escape Limited 2WD||$1,066|
|Chevrolet Equinox LS AWD||$1,088|
|Honda Accord EX-L 4-Dr Sedan||$1,099|
|Dodge Grand Caravan SE||$1,129|
|Ford F-150 XLT Super Cab 2WD||$1,136|
|Toyota Camry SE||$1,148|
|Honda Odyssey Touring||$1,170|
|Honda Civic Hybrid 4-Dr Sedan||$1,179|
|Ford Fusion SE 4-Dr Sedan||$1,170|
|Toyota RAV4 Limited 2WD||$1,194|
|Volkswagen Jetta LE 4-Dr Sedan||$1,204|
|Chevrolet Impala LS||$1,203|
|Chevrolet Silverado 3500HD LTZ Crew Cab 2WD||$1,211|
|Chevrolet Malibu LT||$1,215|
|Toyota Tacoma Double Cab TRD Sport Package 4WD||$1,225|
|Ford Focus SES 4-Dr Sedan||$1,237|
|Toyota Camry Hybrid||$1,250|
|Ford Explorer Limited AWD||$1,257|
|Jeep Wrangler Unlimited Sport 2WD 4-Dr||$1,263|
|Toyota Corolla XRS||$1,283|
|Start a Quote Go|
Data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Premium costs do not factor in the specific area where the vehicle is garaged which can revise prices substantially.
By looking at the data, we can tell that vehicles like the Hyundai Elantra, Honda CR-V, Ford Escape, Chevrolet Equinox, and Honda Accord are most likely to be a few of the cheapest vehicles to insure for health professionals.
For health professionals, one of the big criteria that aid in calculating auto insurance rates is where you keep your vehicle in Fort Worth. Areas with increased crime or more people will most likely pay more, whereas areas with lower vehicle theft rates and fewer weather claims receive better rates.
The information below rates the highest-priced places in Texas for nurses in which to purchase auto insurance. Fort Worth is ranked #16 with an annual cost of $1,621 on average, which is about $135 monthly.
|Rank||City||Average Per Year|
|Compare Prices Now Go|
Annual rates are approximated as zip code location can revise premiums significantly.
Determining which company offers the most affordable auto insurance rates for nurses will involve more time in order to find the best price.
Each auto insurer has a different process for determining rates in each state, so we’ll take a look at the most affordable auto insurance companies in Texas. Keep in mind that Fort Worth, TX auto insurance rates are influenced by many factors which can significantly increase or decrease the price you pay for coverage. Getting older, getting married, or having an at-fault accident can cause premium changes that can now make some companies cheaper than before.
Cheapest Insurance Rates for Health Occupations
|Rank||Company||Cost Per Year|
|4||Texas Farm Bureau||$1,247|
|View More Rates Go|
Travelers offers some of the lowest car insurance rates in Fort Worth at around $1,041 annually. USAA, Germania Mutual, Texas Farm Bureau, and California Casualty are also some of the cheaper Fort Worth, TX auto insurance companies.
In the above rates, if you are a policyholder with California Casualty and switched to USAA, you could realize a yearly savings of about $301. Texas drivers with Esurance may save as much as $312 a year, and State Farm policyholders might lower prices by $400 a year.
To see if your current coverage is too expensive, click here to get quotes or click several companies below for low rates.
Be aware that those policy prices are averages across all ages of drivers and types of vehicles and do not factor in a vehicle location for nurses. So the auto insurance company that has the lowest price for you may not even be in the top 23 companies shown above. That points out the importance of why you need to get quotes using your own individual information.
Types of discounts on Fort Worth auto insurance rates
Insurers that provide coverage for nurses could also offer policy discounts that could potentially reduce rates by as much as 25% or more if you meet the requirements. Popular auto insurance companies and a partial list of their discounts are shown below.
- Farm Bureau has discounts for multi-policy, multi-vehicle, driver training, renewal discount, 55 and retired, safe driver, and youthful driver.
- State Farm offers discounts for Drive Safe & Save, safe vehicle, Steer Clear safe driver discount, passive restraint, multiple autos, multiple policy, and accident-free.
- Progressive policyholders can earn discounts including online signing, multi-vehicle, continuous coverage, multi-policy, and homeowner.
- Allstate offers premium reductions for anti-lock brakes, good payer, premier discount, passive restraint, and good student.
- Nationwide may offer discounts for multi-policy, good student, business or organization, defensive driving, anti-theft, and family plan.
- MetLife may have discounts that include multi-policy, defensive driver, good driver, good student, and accident-free.
The illustration below shows the difference between car insurance rates with and without discounts. The rate quotes are based on a male driver, no claims or driving violations, Texas state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with vehicle safety, anti-theft, safe-driver, defensive driving course, marriage, and accident-free discounts applied. When discounts are factored in, the average savings per year on auto insurance for nurses is 28% or $445.
Poor driving habits will raise your auto insurance rates
The easiest method to score affordable auto insurance premiums in Texas for health professionals is to pay attention while driving and avoid at-fault accidents and violations. The information below demonstrates how citations and at-fault accidents increase insurance premiums for different age groups of insureds. The data assumes a married female driver, full physical damage coverage, $250 deductibles, and no policy discounts are applied.
The data above shows the average cost of an auto insurance policy in Fort Worth per year with no accidents and a clean driving record is $1,542. Get written up for two speeding tickets and the average cost increases to $2,191, an increase of $649 each year. Next add two accidents along with the two speeding tickets and the 12-month cost of auto insurance for nurses goes up to an average of $4,584. That’s an increase of $3,042, or $253 per month, just for not being more responsible behind the wheel!
The illustration below illustrates how your choice of deductibles can change insurance prices when trying to find cheap insurance for nurses. The premiums are based on a single male driver, full physical damage coverage, and no other discounts are factored in.
As shown above, a 30-year-old driver could lower rates by $422 a year by increasing from a $100 deductible up to a $500 deductible, or save $634 by choosing a $1,000 deductible. Youthful drivers, like the Age 20 category, could potentially save as much as $1,236 or more just by choosing higher deductibles when buying full coverage.
If you make the decision to raise deductibles, it will be important to have additional savings on hand to be able to cover the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.
The professional agents shown below can probably answer your questions and help you decide which coverage fits your budget, as some drivers have questions and prefer to get some professional input when shopping for cheaper insurance for nurses. It can be complicated to find coverage yourself, and getting advice from a licensed Texas insurance agent can add satisfaction knowing you have adequate protection in the event of a claim.
To find an auto insurance agency using an interactive map, click the button at the bottom.
Ricardo Rivera – State Farm Insurance Agent
2516 NE 28th St Ste 124 – Fort Worth, TX 76106 – (817) 945-2900
Kathleen Alexander – State Farm Insurance Agent
5336 Wedgmont Cir N – Fort Worth, TX 76133 – (817) 292-6006
Mike McAda – State Farm Insurance Agent
8501 Boat Club Rd – Fort Worth, TX 76179 – (817) 236-8781
Marty Melton – State Farm Insurance Agent
5250 McCart Ave – Fort Worth, TX 76115 – (817) 924-2424
Linda Allen – State Farm Insurance Agent
5328 Boat Club Rd – Fort Worth, TX 76135 – (817) 236-7200